Retirement income tools

Calculators

Focused calculators for Medicare income-related premiums, taxable Roth conversion scenarios, and Social Security benefit inclusion.

2026 IRMAA calculator

Calculate the 2026 Medicare IRMAA tier, Part B premium, Part D income-related surcharge, annual cost, and remaining headroom to the next threshold.

Compare Medicare IRMAA tiers before and after the taxable amount of a Roth conversion, with published-tier headroom and annual premium impact.

Estimate the federal taxable portion of Social Security benefits from benefits, other taxable income, tax-exempt interest, and filing status.